Articles for tag: FD Rates 2026, finance

January 29, 2026

Darshan Chauhan

Fixed Deposit rates in 2026

Fixed Deposit Rates in 2026: What Savers Should Do Now to Maximize Returns

The start of 2026 presents a critical juncture for savers who rely on Fixed Deposits (FDs) for safe, stable returns. After a period of elevated interest rates, the financial landscape is showing signs of stabilization, making strategic investment decisions more important than ever. With current Fixed Deposit rates in 2026 rates ranging from 5% to a high of 8% depending on the lender and tenure, understanding the market dynamics and expert forecasts is key to maximizing your savings in the coming year . The Current FD Landscape: A Window of Opportunity As of January 2026, the FD market remains highly

January 19, 2026

Darshan Chauhan

best personal loan apps

Personal Loan Apps for Low CIBIL Score in India (2026 Guide)

Personal Loan Apps for Low CIBIL Score in India (2026 Guide) Can You Get a Loan Without CIBIL Score? Many people search for personal loan apps without CIBIL check, but here’s the truth: Most lenders in India still check your credit score or alternative data like income, bank transactions, and repayment history. However, some apps provide small-ticket loans even if your CIBIL score is low or unavailable, especially for first-time borrowers. Best Personal Loan Apps for Low CIBIL Score (2026) App Name Loan Amount Interest Rate Best For KreditBee ₹1,000 – ₹3,00,000 15%+ First-time borrowers CASHe ₹1,000 – ₹4,00,000 18%+

January 19, 2026

Darshan Chauhan

PM Mudra Loan Yojana

PM Mudra Loan Yojana: Eligibility, Interest Rate & Apply Online (2026)

The Pradhan Mantri Mudra Yojana (PMMY) is a flagship government scheme designed to provide collateral-free business loans to small entrepreneurs, shopkeepers, street vendors, and MSMEs across India. Under this scheme, eligible individuals can get loans up to ₹10 lakh to start or expand their business without providing any security. What is PM Mudra Loan Yojana? PM Mudra Loan Yojana was launched to support non-corporate, non-farm small businesses by providing easy access to institutional finance. Loans are provided through: Types of Mudra Loans Mudra loans are classified into three categories based on funding needs: Loan Type Loan Amount Shishu Up to