March 25, 2026
Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PMJAY)
Imagine a family of five living in a rural village. The father is a daily wage labourer. The mother manages the home. Suddenly, one of the children is diagnosed with a serious illness requiring surgery costing over ₹2 lakh. For most such families in India, this would mean selling land, borrowing at heavy interest, or in the worst cases skipping treatment altogether. Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (AB PMJAY) was created precisely to prevent this nightmare. It is not just a health scheme it is a financial lifeline for millions of Indians. What Is Ayushman Bharat PM-JAY?



